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Whether you’re heading on a once-in-a-lifetime island adventure, budget backpacking in a foreign country, or just heading on a road trip with your squad, doing some financial prep ahead of time can save you major cash on your trip. While you know how to compare fares, travel during less busy days (FYI, according to Expedia , book a trip out on a Thursday and back on a Monday to save 20% over a Friday to Sunday situation) and cost compare hotels, these tricks while traveling will help keep you from coming home broke as a joke.
Student loans. Rent. Health insurance. Car payments. Did-I-Actually-Spend-That-Much-At-The-Bar payments. Money anxiety affects all of us, no matter what tax bracket we’re in. Look at Kanye West ? the guy’s one of the biggest artists in the world and claimed to have gone into $53 million in personal debt after funding his Yeezy fashion line. Granted, digging his way out from under this enormous debt likely just means going on tour and chartering one private jet per week instead of two, but still. At some point, all of us experience money anxiety. The problem is, few of us ever talk about it.
I grew up lucky. My family always had food to eat and a place to live, and I knew I could call my Mom or Dad for a ride if I wanted to leave a sleepover. That is privilege. And my parents reminded me of that.
I have been terrible at negotiating rates. I haven’t been great at asking for raises. For years I made $10/hour as a pseudo-manager at my retail job, and found out much later that everybody in the same position was making at least three dollars more than me. Even now, when asked how much my rates are as a writer, I’m tempted to lowball myself, convinced I’ll come across as greedy or unappreciative if I toss out an amount that seems too high.
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