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How Much Cash Should You Have in Your Checking Account?

One question I often get asked is, “how much should I keep in my checking account?” Magic numbers are hard to come by when it comes to personal finance and this question is no different. If you read an article or have a professional who gives you a one-size-fits-all solution, it’s probably a good idea to get a second opinion. Personal finance is meant to be personal, after all . So if there’s no magic number, how do you figure out what’s right for you?

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