There are 10,000 baby boomers reaching retirement age every day in the United States. The average American couple over 55 has less than $125,000 in their retirement account. Even with social security, these funds are not nearly enough to cover living expenses, let alone the increasing cost of healthcare. Couples over 65 will spend an average $275,000 in out of pocket medical expenses. The good news? Home sharing is a widely accessible tool for creating passive income.?
How Home Sharing Can Help
Have you ever heard of intergenerational home sharing? Europe has been doing this for years with great success. Here’s the basic idea: older folks looking to stay in their homes are paired with younger people looking for a place to live. There are benefits for both sides.
Silvernest?is a home sharing platform designed for empty nesters. It takes all of the hassle and risk involved with finding housemates out of the process. Their matching engine connects you with people that fit your specific criteria.
Benefits of Home Sharing for People and Planet
Helps empty nesters and retirees stay in their community and homes.?That means they can continue to enjoy the coffee shops, parks and?friends and family that they know and love.
Helps create new passive income (this becomes especially important in retirement).
Helps people find housing while benefiting from the wisdom of our older generations.
Sharing a home is one of the best things you can do to lower your carbon footprint. The less space, electricity and other resources you use, the better it is for the planet.
?Silvernest provided me with a great housemate match? he is close to my age and we get along very well. Using this system was less stressful than my previous attempts at finding a housemate. Sharing my home eases my economic worries and I enjoy the companionship.???-John Oswald, NYC, Silvernest Homeowner
Why This Platform Works
Silvernest?simplifies the whole process of home sharing.
It’s easy to create a profile and listing.
Their matching engine enables home owners to specify their ideal housemate.?
They offer background checks, leases and automated rent payment. Basically, they take care of the process from beginning to end.
Finding the Human Connection You Want
The great thing about their matching engine is that you can specify housemate criteria. That means you can decide whether you’d someone who will join you for meals, tv, games etc. Or, if you are simply looking to fill the space and stay largely independent, you can do that, too.?
Their housemate matching engine lets you specify criteria such as pets, smoking, faith, work schedule and age preference.
Whether you are looking for companionship, passive income, or a way to stay in your home and community, this could be a good option to consider.
Did you know that most people continue to pay for dating apps 13 months after they stopped using it? Habits are hard to break and big companies count on that.
Many of us don’t realize the tactics big companies use to keep your bills running high. The good news? We found a company that negotiates better monthly rates on your behalf, for everything from your internet to your home security. This consumer advocacy company does it all for you. Why does it work? Because the founders were big company insiders. Now they work for you.
How companies trick you out of your money
The guys who started Billshark?used to work for the big telecom companies. These founders know the pricing tactics used by big companies. Now they can use that knowledge to help level the playing field. The Billsharks are dedicated to helping you save money.
Companies do all kinds of funny things to trick you out of your money. Here are a few examples:
Hidden bundled services that you no longer use
Small prices increases that accumulate over time (aka death by a thousand paper cuts)
Lowered rates in your area (no one tells you)
The re-naming of your plan with a slightly different name (and higher fee)
How Billshark negotiates and saves you money
Billshark has an 85% success rate negotiating bills for cable, phone, internet, satellite T.V., satellite radio, and home security.??On average, they save their customers $280 per year. One family was able save $2,000 per year using the service.?Ironically, several big companies have hired Billshark to negotiate lowering their employees’ monthly bills, as a benefits perk. Pretty neat.
Why they’re so good at lowering your bills
Most of your bills have extra charges. Billshark can quickly identify and eliminate these pricing inefficiencies.?Here is one of our favorite examples: their pro-active price alerts tells them when AT&T changed the prevailing rates in your area. That means they can negotiate a lower rate for you when the prices go down.
How much does this cost?
The Billshark won?t charge you anything unless they successfully negotiate bills, then they charge 40% of the savings. Yes, that sounds like a lot. But look at it this way: you are saving 60% of what they negotiate. If they save you $1,000 in a year, that is $600 that goes back into your pocket.?These professional negotiators only make money if they save you money.
The 40% needs to be paid up-front, once you’ve received confirmation of your monthly savings. The good news: you can spread this payment out over time.
Can I do this myself?
Most people don’t realize that negotiation is a skill that takes time. We don?t have the time to do it, or would rather avoid conflict.?Billshark are professional negotiators who know the industry, the pricing strategy, and the buttons to push to get you the highest savings.
?We do it better?- BillShark CEO
Could you do this yourself? Sure, eventually. It would take a lot of research and multiple calls. Remember, these guys used to work for the big telecom companies and understand how they think. Unless you have the time to go Sherlock Holmes, let the Billsharks lower your fees for you.?
How it works
It’s pretty easy. Simply download the app (or go to the website) and upload your bills. Within minutes they will be able to give you an estimate on savings.?
How they give back
Billshark cares about helping people become financially literate early in life. Under their 1 Bill, 1 Hour, 1 Child program, the team donates 1 hour of financial literacy instruction to a child for every bill they negotiate.