If you’re living paycheck to paycheck, the thought of saving might seem laughable. How are you supposed to start a retirement fund when the mere act of checking your bank statement gives you heart palpitations? Believe it or not, you can do it.
There have been a few times in my life where I have racked up a large amount of credit card debt. It’s not fun to have and it caused me a lot of stress, especially when it started to seem a little unmanageable.