legs and sunflowers

WellWallet RoundUp: Get a Fresh Start! Spring 2019

If You Missed your New Year’s Resolutions, Now is the Best Time to Get a Fresh Start!

Spring is a great time to initiate new habits or eliminate old ones. As the earth awakens from its winter slumber in an annual rebirth, spring is traditionally a time for renewal and new beginnings. It’s a perfect time to get a fresh start.

On Wednesday, March 20, 2019, at 5:58 p.m. ET, the spring equinox brings us the first day of spring. The spring equinox occurs when the sun crosses the celestial equator from south to north. This year we also have a full supermoon following the equinox at 9:43 p.m. ET. A moon is a called a “supermoon” when it is at its closest to Earth during the month.

Did you know that a March full moon is also called A Full Worm Moon according to Native American lore? It’s in March that the ground begins to soften enough for earthworm castings (worm poop!) to reappear, and for new tender roots to start pushing through the warmer, softer soil. Plants and insects are born, birds are hatched, and the cycle of life begins again.

Spring is a wonderful time to sow new intentions into your life.

So, if you didn’t quite get on your News Year’s Resolutions, get a fresh start! Now is the time to plant seeds of positivity, tenacity and hope. Work on developing new habits. Revitalize dreams and goals with renewed spirit. Now is the time to practice self-compassion, and nurture yourself gently over and around the obstacles keeping you stuck. As we tend to reap what we sow, let yourself begin again by planting the seeds for the future you want to create.

Spring, renewal, rebirth, revive, begin again
women in sunflower field

Life

Got a dream? Breathe life back into it this Spring…

Last month we talked about why you can’t play the short game with your passions. While we, as humans, learn and change along the way, our dreams, in their rawest form, linger on, clinging to the edges of our hearts. Got a dream? Your first job is to not let yourself down. No matter how many doors slam in your face,  here’s why you have to keep going.

Money Stories

Can’t afford your wealthy friend’s Spring Wedding? Don’t sweat it…

In our last Money Story, our guest author explains why real friends won’t throw tantrums if you can’t afford their spa bachelorette weekend in Ojai, nor will they cry if you suggest having them over for dinner instead of joining them on a birthday bar night. Most friends will just be happy to hang out.  And if they’re not, those aren’t real friends. If your social life is breaking your budget, here’s why it’s ok to practice saying No.

In actual life, most friends wouldn’t ask their social circle to cough up dollars to celebrate a success.

Did you know?

Well Wallet Money Stories is a place where Real People share their stories of financial struggle, loss, perseverance, and triumph.

If you have a money story that needs to be told, please submit it to info@wellwallet.com.

We will never publish your name without your permission. You can use a pen name or choose to remain anonymous.  Or you can submit photos and go fully candid. It’s up to you!

We all have money stories, and we need to talk about them. It’s through sharing our stories that we heal, grow and learn from each other.

Spend & Save

Get paid for Spring Cleaning and give the Planet a break, too.

Out with the old! How much can you make off of the junk in your closet and garage?Get paid to recycle your old electronics, CDs, DVDs, books and even Legos. Use Decluttr to clean up your home, make money, and limit waste to landfills (electronics are upcycled and resold). No auction fees, next day payments, price promise and free shipping. Check out Decluttr before your big Spring Clean!

pile of smartphones
7 Spring Travel Tips that will save you big time!

Planning travel this spring? Whether you’re heading on a once-in-a-lifetime island adventure, budget backpacking in a foreign country, or just on a road trip with your squad, doing some financial prep ahead of time can save you major cash on your trip.  Check out these 7 Save Cash Travel Tips that will help you stretch your dollars on your trip.

This Spring, Become a Conscious Consumer!

If you’ve been meaning to redefine what it is to be responsible with your dollar, spring is a great time to get a fresh start. Good companies can help guide the way. While it’s easy for companies to merely equate business with profits, some companies care about more than money. They care about the environment. They care about the people living on this planet. Some of them even care about both. But the most innovative companies are the ones that do social good and save customers money.  Here are 6 conscious companies that you can trust to do both.

The most  innovative companies do social good and save customers money.

Bank & Invest

New this Spring! A Green Account that Pays!

Sick of bank fees, ATM fees and checking accounts that use your money and pay you nothing? Sick of banks that fund destructive fossil fuel projects? Get a fresh start and switch to a new green account that pays up to 2.00% APY interest, has zero fees ever, free ATMs worldwide, and does not use its customers deposits to fund oil projects or campaign contributions. Aspiration’s new Spend & Save account gives you more, and gives back to the planet and its people .  Learn more about this innovative account.

Aspiration vs National Banks
boglehead on boggle board
You don’t have to be Warren Buffet to be a good investor… you just have to be willing to learn. 

You probably have good reasons for not investing in the stock market –  lack of knowledge, fear of losing money, a general mistrust of brokers and advisors, and believing you don’t have enough money to invest.  The idea of investing can be downright scary. But if you doubt that you can beat the vast majority of active investors, while only spending a few hours a year doing it, you may be selling yourself short. There are safer approaches to investing that emphasize conservative and passive strategies you can even teach your kids.

This spring, commit to learning a skill that will allow you to reap benefits for years to come.

Entrepreneur’s Corner

Spring Means Tax Time Again!

Are you a freelancer or an independent contractor? Do you have a side gig?

If you made more than $400 on your side gig in 2018, you are on the hook for self employment taxes as a sole proprietor.

Check out our Solopreneur 2018 Tax Overview. It’s not all bad news in 2018. There are some changes in the tax law that could help you save a bundle! Understanding where you can save is only going to benefit you as you scale and help you plan ahead for future expenses.

Entrepreneur working in a forest
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WellWallet RoundUp: What is Wealth? – January 2019

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